Smart, embedded, scalable banking that grows with you.

Banking

Smart, embedded, scalable banking that grows with you

Banking is being rewritten. The institutions that lead will be those who move faster, embed finance and adopt intelligence to deliver seamless digital-first financial services that scale.

We combine deep industry expertise, advanced technology, and a pool of committed top talent to help financial institutions accelerate transformation, enhance experiences, and create new opportunities for efficiency and growth.

Traditional Banks: From Legacy to Digital-First
Banks have scale, trust, and regulatory power, but legacy systems hold them back. Winning the future means modernizing operations, embedding AI, and generating new revenue through digital-first strategies that drive efficiency and customer engagement.
Fintechs: Scaling with Agility & Intelligence
Fintechs thrive on speed. But scaling isn't just about agility. It's also about intelligence. AI-powered financial services, embedded banking, and alternative lending are reshaping the market. The results? Rapid automation, strategic partnerships, and data-driven expansion to drive hypergrowth.
The Power of Collaboration
The future of finance isn’t competition - it’s strategic collaboration. Banks bring scale, fintechs bring agility. Together, they’re building a financial ecosystem powered by Open Banking, API-driven partnerships, and embedded finance. Those who ride the momentum will define the industry’s next decade.

Capabilities

CUSTOM SOFTWARE ENGINEERING

Accelerating innovation and achieving a seamless operating model transformation with scalable, high-performance software.

  • Custom application development to address specific banking processes and customer experience needs.
  • System integration to ensure smooth operations by integrating new solutions with existing banking systems.
  • Legacy system modernization to upgrade outdated systems and improve performance and security.
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ARTIFICIAL INTELLIGENCE

Enhancing decision-making, risk management, and customer engagement through AI-driven insights and automation.

  • Machine learning & predictive solutions​ to enhance decision-making.
  • Computer vision & biometric security to strengthen fraud detection and identity verification.
  • Natural language processing & generative AI​ to power intelligent banking interactions.
  • AI-powered automation to reduce manual processes and improve operational efficiency.
  • MLOps​ & AI strategy consulting to ensure scalable AI adoption and continuous improvement.
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DATA & ANALYTICS

Laying the foundation for AI-driven banking with structured, high-quality data, enabling actionable insights for strategic decision-making and operational efficiency.

  • Data integration, consolidating data from various sources to provide a unified view of operations and customer interactions.
  • Real-time analytics to allow immediate data processing and support timely decision-making and responsiveness.
  • Customer insights & behavioral analytics for AI-driven personalization.
  • Data visualization​ & reporting for actionable intelligence at all levels of the organization.
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UX/UI DESIGN

Creating intuitive, engaging, and culturally relevant user interfaces that enhance customer satisfaction and loyalty.​

  • User research to understand customer needs and inform design decisions.
  • Responsive design to ensure consistent and accessible experiences across devices.
  • Accessibility compliance with interfaces that are accessible to all users, including those with disabilities.
  • Multilingual design, including Arabic, to support diverse user bases
  • Culturally adapted UX/UI to align with local banking behaviors and preferences.
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How We Built A Mobile Banking MVP In 4 Weeks

In just four weeks, we delivered a fully functional digital banking MVP for a leading GCC financial institution – balancing speed, precision, and collaboration.

How we did it:

  • Rapid team mobilization: assembled a top-tier team of designers and engineers in just 10 days.
  • Agile execution: structured work across four squads to accelerate feature development, ensuring parallel execution and faster delivery.
  • Lean UX/UI approach: enabled rapid stakeholder feedback and optimized engineering timelines.
  • On-site expertise: deployed senior experts at the client’s headquarters to streamline communication, reduce delays, and maintain alignment.

Client stories

We have helped banks and fintechs accelerate their transformation to stay ahead of the curve. Whether it’s launching full-scale digital banking, creating a lifestyle-based loyalty program, or building powerful analytics for more intelligent decisions, we’ve consistently been a trusted partner that achieves clients’ goals to the fullest.

Digital banking platform
POWERING THE DIGITAL EVOLUTION OF AN ESTABLISHED BANK

We partnered with one of GCC’s largest banks to bring their digital banking arm to life. From building an MVP, to launching products and offering support, our track includes:

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  • Core financial service: implemented in collaboration with Backbase
  • Personal finance loans: quick approval, flexible repayment, Shariah-compliant features
  • Digital wallet service: contactless payments, security, and tokenization
  • High-impact launch: over 300,000 downloads in the first week, 100,000 customers within days of release
  • 24/7 support while continuing to develop new features for finance, cards, loyalty, remittances, payments, and more
Super loyalty program
LOYALTY BEYOND TRANSACTIONS

We helped create an innovative loyalty program, for a neobank, that lets users earn and redeem points across a full range of activities, featuring:

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  • Lifestyle integration: integrated INGO to reward gamified wellness activities (steps, sleep, hydration, etc.)
  • Game center integration: enabled access to 70 games to earn points through gameplay
  • Dynamic module: built a configurable engine to create mini apps inside the platform, allowing new rewardable actions to be added without app updates or code changes
  • Rewards integration: connected to a top marketplace for points redemption
  • Admins portal: created to manage rewards and monitor engagement
Data engineering
TRANSFORMING DATA INTO REAL-TIME INSIGHTS

We built a full-fledged business intelligence solution for a KSA leading financial institution, featuring:

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  • Centralized data warehouse: unified fragmented data for accurate reporting and historical performance analysis
  • SSAS tabular model: accelerated reporting and enabled real-time financial insights
  • Interactive Power BI dashboards: for KPI tracking, profitability analysis, and easy customization for business users
  • Future-ready architecture: designed for on-premise use with OCI migration readiness for scalability
  • Automated performance monitoring: enabled real-time KPI tracking, system performance insights, and proactive decision-making

Who we serve

Banking Segments We Empower

Banks, fintechs, and financial institutions turn to us to innovate, scale, and modernize tech solutions.  Starting with AI-powered automation and advancing into next-gen digital banking, we help tomorrow’s financial leaders set the pace today.

Retail Banks

We help retail banks modernize digital banking, enhance customer experiences, and optimize lending and payments with AI-driven automation, embedded finance, and hyper-personalized services that drive engagement and revenue growth.

Islamic Banks

We support Islamic banks with Sharia-compliant lending automation, embedded finance solutions, and AI-powered risk assessments, ensuring compliance while driving digital transformation and expanding financial accessibility.

Fintechs & Neobanks

We accelerate fintechs and neobanks by enabling rapid BaaS integration, AI-driven alternative lending, embedded finance, and scalable digital wallets, helping them expand reach, ensure compliance, and innovate even faster.

PREMIUM RESOURCES
FLEXIBLE ENGAGEMENT

Whether you need help with day-to-day operations, professional support in a specific area of technology, a spearhead on a new innovative project, or anything in between, our technology services have you covered for your near and long-term goals. For more information, explore our tech services overview below.

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Let’s Reimagine Together!

Take a leap into the future, harness the power of innovation and accelerate your transformation to unlock new opportunities.

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